Institutional Overview

Community-Owned
Real Asset Infrastructure

47 Smart Contracts on Arbitrum One
46 Verified • 24h Timelock • SEC Compliant

Contracts

Verified

24h

Timelock

TVL*

*Pre-Settlement 001 observation period

Executive Summary

Axiom Protocol is a land-first community ownership platform built on Arbitrum One. The protocol enables communities to acquire, develop, and own real estate through SEC-compliant crowdfunding, structured capital programs, and tokenized land options.

It bridges traditional real estate finance with decentralized infrastructure, offering institutional-grade treasury management, transparent settlement systems, and community-driven governance.

"Capital infrastructure for community wealth building.
Settlement first. Instruments later."

Section 1

Core Thesis

Capital Infrastructure, Not Speculation

Settlement-First Architecture

The protocol prioritizes settlement correctness over yield optimization. All capital deployment requires dual attestation from independent node operators, 24-hour timelock governance, and verifiable audit trails before execution.

Real-World Asset Focus

Primary focus is on mortgage note participation, property-backed lending (Fix & Flip, DSCR), and community land acquisition. Token mechanics exist to coordinate infrastructure participation.

Revenue-Backed Economics

Revenue generation is tied to real economic activity: lending interest, protocol fees, land income, and insurance premiums—not token emissions.

Section 2

Governance & Security

24-Hour Timelock • Role-Based Access • Emergency Controls

GovernanceHub

Central governance coordinator with 24-hour minimum delay, emergency pause capabilities, and circuit breaker protection. All critical operations require timelock execution.

Multi-Sig Security

Gnosis Safe multi-signature wallet controls admin functions. Emergency pause available for immediate threat response without timelock delay.

Dual Attestation

All capital deployment requires verification from two independent node operators before execution. No single point of failure in settlement flow.

Section 3

Treasury & Capital Management

On-Chain Transparency • Multi-Bucket Allocation • Revenue Routing

Treasury Hub

Central treasury coordinator managing protocol revenue, reserve allocations, and capital deployment across lending products and infrastructure.

Capital Pools

Segregated capital buckets for lending operations, insurance reserves, and community development. Each pool has independent risk parameters and governance.

Revenue Router

Automated fee distribution from lending products, DEX operations, and node sales. Transparent allocation to treasury, stakers, and protocol reserves.

Section 4

Lending Products

SEC Reg D 506(c) Compliant • Real Estate Backed • Institutional Grade

Fix & Flip Bridge Loans

Short-term bridge financing for property rehabilitation. 70% max LTV, 10-14% target APY, 12-month terms. Fully collateralized by real estate assets.

DSCR Rental Loans

30-year amortizing rental property loans with DSCR underwriting. Three tiers: Conservative (6.5% LTV), Standard (7%), Yield-Optimized (7.5%). Target 8-10% APY.